Wealth Tools Directory
The Best Financial Tools, Reviewed & Rated
184+ financial tools reviewed by our community. Every listing includes honest pros, cons, pricing, and real member usage data.
12 tools · 6 staff picks
Staff Picks
RecommendedYNAB
Zero-based budgeting that actually works
You Need A Budget uses zero-based budgeting to give every dollar a job. Proven to save users $600 in their first 2 months on average.
Credit Karma
Free credit monitoring with personalized insights
Free credit score monitoring from TransUnion and Equifax. Includes dispute tools, personalized loan offers, and a net worth tracker.
Ally Bank
High-yield savings with no fees
Online bank offering one of the highest HYSA rates in the market. No minimum balance, no monthly fees, and excellent customer service.
Fundrise
Real estate investing starting at $10
Invest in private real estate funds with as little as $10. Fundrise offers diversified real estate portfolios with historically strong returns.
M1 Finance
Automated investing with custom portfolios
Build a custom investment portfolio (called a "Pie") and M1 automatically rebalances it. Perfect for set-it-and-forget-it long-term wealth building.
Mercury
Banking built for startups and entrepreneurs
A fintech banking platform designed for startups and online businesses. No fees, high FDIC limits, and powerful API integrations.
All Tools
Robinhood
Commission-free investing for beginners
Commission-free stock, ETF, and options trading. Great for beginners building their first portfolio. Includes crypto trading and a 1% IRA match.
Stripe Atlas
Form your LLC or C-Corp in minutes
The fastest way to incorporate a US company from anywhere in the world. Includes registered agent, bank account setup, and legal templates.
TurboTax
Tax filing for every financial situation
The most comprehensive DIY tax software for individuals and self-employed. Handles investments, rental income, freelance, and business taxes.
Notion
All-in-one workspace for wealth planning
The productivity tool used by thousands of Rich.LGBT members to track goals, manage business operations, and organize their wealth-building strategy.
Experian Boost
Instantly raise your credit score for free
Add on-time utility, phone, and streaming payments to your Experian credit file instantly. Average user sees a 13-point boost immediately.
Acorns
Invest your spare change automatically
Round up every purchase to the nearest dollar and invest the difference automatically. Great for building investing habits with minimal effort.